{"id":3232,"date":"2017-08-22T11:24:35","date_gmt":"2017-08-22T11:24:35","guid":{"rendered":"https:\/\/new.robertbellinsurance.com\/?page_id=3232"},"modified":"2021-07-07T15:43:04","modified_gmt":"2021-07-07T15:43:04","slug":"insurance-business","status":"publish","type":"page","link":"https:\/\/robertbellinsurance.com\/?page_id=3232","title":{"rendered":"Business Insurance"},"content":{"rendered":"<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_1' class='avia-section main_color avia-section-large avia-no-border-styling avia-bg-style-scroll   container_wrap fullsize'   ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3232'><div class='entry-content-wrapper clearfix'>\n<div style='padding-bottom:15px;color:#000000;font-size:40px;' class='av-special-heading av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Business Insurance Products<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#000000'><\/div><\/div><\/div>\n<div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding first  \" style='border-radius:0px; '><\/div><div class=\"flex_column av_three_fifth  flex_column_div av-zero-column-padding   \" style='border-radius:0px; '><section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p style=\"text-align: center;\">Robert Bell Insurance Brokers offers the business insurance products you need. Our professional agents will consult with you on the coverages and premiums that meet your specific needs. Feel free to get in touch or get a<a href=\"https:\/\/new.robertbellinsurance.com\/free-insurance-quotes\/\"> quote <\/a>today.<\/p>\n<\/div><\/section><br \/>\n<div style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-center hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><\/p><\/div><div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding   \" style='border-radius:0px; '><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av-layout-grid-1' class='av-layout-grid-container entry-content-wrapper main_color av-flex-cells    container_wrap fullsize'   >\n<div class=\"flex_cell no_margin av_one_half   av-hide-on-mobile  \" style='background-image:url(https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Split-Image.jpg); background-position:top left; background-repeat:no-repeat; background-attachment:scroll; vertical-align:top; padding:30px; '><div class='flex_cell_inner' ><\/div><\/div><div class=\"flex_cell no_margin av_one_half   \" style='vertical-align:top; padding:0 30px 30px 60px ; '><div class='flex_cell_inner' ><p><div style='padding-bottom:15px;color:#000000;font-size:40px;' class='av-special-heading av-special-heading-h2 custom-color-heading blockquote modern-quote   av-inherit-size '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Commercial Insurance For All Types of Businesses<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#000000'><\/div><\/div><\/div><br \/>\n<div style=' margin-top:15px; margin-bottom:15px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Robert Bell Insurance Brokers understands that every business and industry is unique, which is why regardless if your business is large or small, simple or complex, we have the expertise to identify the ways to properly insure the particular needs of your business. As business owners ourselves, we understand the special protection businesses need to prosper.<\/p>\n<p>In addition to advising you on the right business insurance policy, Robert Bell Insurance Brokers provides additional services, such as:<\/p>\n<ul>\n<li><strong>Loss Prevention Programs<\/strong> &#8211; With our insurance company partners, we can evaluate your business&#8217;s current conditions and recommend ways to lower property, auto, workers&#8217; compensation or liability losses. Lower losses will not only lower your business insurance costs, but also increase your productivity by avoiding downtime.<\/li>\n<\/ul>\n<ul>\n<li><strong>Quick Claim Response<\/strong> &#8211; When you do have a claim, you need fast and fair service, and as independent agents, we work to make that happen. That&#8217;s why we only represent insurance companies with excellent records for settling claims fairly and promptly.<\/li>\n<\/ul>\n<ul>\n<li><strong>Competitive Rates<\/strong> &#8211; Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact us for more information.<\/li>\n<\/ul>\n<p><strong>Business Insurance Products<\/strong><\/p>\n<p>There are various types of commercial insurance products and coverages available. Robert Bell Insurance Brokers is here to help you understand which ones are best for your business. Even with so many products and coverages available, most of them fall under the following categories of business insurance:<\/p>\n<ul>\n<li>Bonds<\/li>\n<li>Commercial Auto Insurance<\/li>\n<li>Commercial Property Insurance<\/li>\n<li>Commercial Umbrella Insurance<\/li>\n<li>General Liability Insurance<\/li>\n<li>Workers\u2019 Compensation<\/li>\n<\/ul>\n<p><strong>Specialized Business Insurance Products<\/strong><\/p>\n<p>Robert Bell Insurance Brokers understands that a key to our success has been the ability to recognize the special risks that our customers face. That&#8217;s why we can advise you on a variety of specialized business insurance products that are designed to address the unique risks of specific industries, such as:<\/p>\n<ul>\n<li>Feed dealers\/distributors<\/li>\n<li>Fresh pack\/fruit and vegetable processing<\/li>\n<li>Golf courses<\/li>\n<li>Mobile home parks<\/li>\n<li>Restaurants<\/li>\n<li>Veterinary<\/li>\n<li>Vineyards\/wineries<\/li>\n<li>Wholesalers<\/li>\n<li>Wholesale nurseries<\/li>\n<\/ul>\n<\/div><\/section><\/p>\n<\/div><\/div>\n<\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='plugins' class='av-tab-section-container entry-content-wrapper main_color av-tab-slide-transition av-tab-content-auto  av-tab-above-content  container_wrap fullsize'   ><div class='av-tab-section-outer-container'><div class='av-tab-section-tab-title-container avia-tab-title-padding-default av-custom-tab-color' style='background-color:#f1f1f1; color:#919191; '><a href='#equipment-rental' data-av-tab-section-title='1' class='av-section-tab-title av-active-tab-title av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-Equipment-1-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Equipment Rental<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#event-and-party' data-av-tab-section-title='2' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-Event-1-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Event and Party<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#construction' data-av-tab-section-title='3' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-Construction-1-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Construction<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#workers-comp' data-av-tab-section-title='4' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-WorkersComp-1-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Workers Comp<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#commercial-auto' data-av-tab-section-title='5' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-Auto-1-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Commercial Auto<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#commercial-umbrella' data-av-tab-section-title='6' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-Umbrella-1-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Commercial Umbrella<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#cyber-liability' data-av-tab-section-title='7' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-Cyber-1-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Cyber Liability<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#directors-and-officers' data-av-tab-section-title='8' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-DO-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Directors and Officers<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#employment-practices' data-av-tab-section-title='9' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-Employment-1-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Employment Practices<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#towing' data-av-tab-section-title='10' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/towing-image6-180x180.jpg' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Towing<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#bonds' data-av-tab-section-title='11' class='av-section-tab-title  av-tab-no-icon av-tab-with-image noHover  '><img class='av-tab-section-image' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Tabs-Icons-Bonds-1-180x180.png' alt='' title='' \/><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Bonds<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><\/div><div class='av-tab-section-inner-container avia-section-large' style='width:1100vw; left:0%;'><span class='av_prev_tab_section av_tab_navigation'><\/span><span class='av_next_tab_section av_tab_navigation'><\/span>\n<div data-av-tab-section-content=\"1\" class=\"av-layout-tab av-animation-delay-container av-active-tab-content __av_init_open   \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"equipment-rental\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Tabs-Images-07-Equipment.jpg' alt='' title='Robert-Bell-Insurance-Business-Tabs-Images-07-Equipment'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Equipment Rental Insurance<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p><strong>WE ARE YOUR BROKER OF CHOICE IN CALIFORNIA, ARIZONA, NEVADA, &amp; UTAH<\/strong><\/p>\n<p>For over 35 years Robert Bell has been the leading provider of quality coverage and service to Equipment Rental Companies across the country, making us the long-term solution for anyone in the Rental Industry.\u00a0Robert Bell was the founder of the longest running\u00a0program\u00a0for the rental industry with St. Paul\/Travelers\u00a0and has been in the forefront for many years. Our innovation and commitment to excellence gives us the freedom, as a TRUE independent broker, to represent you.<\/p>\n<p>With Robert Bell you have the opportunity of working with a broker who genuinely understands the needs of your business. The Rental Industry is a priority in our agency and we will always find a market in good times and bad. We understand your exposures and know how to provide the proper protection.<\/p>\n<p>Don\u2019t limit yourself by trusting non-specialists . As our client you deserve competitive rates and we provide them. Allow us to make sure your insurance costs remain affordable. Allow us to fight for your business.<\/p>\n<p><strong>With Robert Bell Insurance Brokers, the choice is yours.<\/strong><\/p>\n<p>Equipment Rental Companies we serve:<\/p>\n<ul>\n<li>Aerial Equipment (scissor lifts, boom lifts, forklifts)<\/li>\n<li>Construction &amp; Homeowner Equipment<\/li>\n<li>Small Tools<\/li>\n<li>Generator Rental<\/li>\n<\/ul>\n<p>Coverage Highlights:<\/p>\n<p>General Liability, Commercial Automobile (including rental trailers), Rental Trucks in various states, Equipment Floater, Umbrella, and Workers\u2019 Compensation<\/p>\n<p>Robert Bell Insurance Brokers, Inc. is a Preferred Broker for <a href=\"https:\/\/new.robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4260\" src=\"https:\/\/new.robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-300x39.jpg\" alt=\"\" width=\"246\" height=\"32\" srcset=\"https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-300x39.jpg 300w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-768x100.jpg 768w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-1030x134.jpg 1030w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-1500x196.jpg 1500w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-705x92.jpg 705w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-450x59.jpg 450w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb.jpg 1908w\" sizes=\"auto, (max-width: 246px) 100vw, 246px\" \/><\/a><\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"2\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"event-and-party\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Tabs-Images-08-Event.jpg' alt='' title='Robert-Bell-Insurance-Business-Tabs-Images-08-Event'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Event and Party Rental Insurance<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p><strong>WE ARE YOUR BROKER OF CHOICE IN CALIFORNIA, ARIZONA, NEVADA &amp; UTAH<\/strong><\/p>\n<p>At Robert Bell, we recognize the Event &amp; Party Rental Industry has debuted as an Industry all its own, and we have evolved right alongside you. We have the same devotion to finding the perfect coverage for your business as you do in creating inspired, meaningful, and elegant moments tailored to your client\u2019s every need. Whether you are renting thousands of linens for a wedding, or hundreds of portable restrooms for the concert of the year, we deliver the high quality coverage and service you deserve.<\/p>\n<p>For over 35 years Robert Bell has been the leading provider of quality coverage and service to Rental Companies across the country, making us the long-term solution for anyone in the Rental Industry.<\/p>\n<p>With Robert Bell you have the opportunity of working with a broker who genuinely understands the needs of your business. The Rental Industry is a priority in our agency and we will always find a market in good times and bad. We understand your exposures and know how to provide the proper protection.<\/p>\n<p>Don\u2019t limit yourself by trusting non-specialists. As our client you deserve competitive rates and we provide them. Allow us to make sure your insurance costs remain affordable. Allow us to fight for your business.<\/p>\n<p><strong>With Robert Bell Insurance Brokers, the choice is yours.<\/strong><\/p>\n<p>Rental Companies we serve:<\/p>\n<ul>\n<li>Event Rental (tables, chairs, linens, flatware, china, etc..)<\/li>\n<li>Tent &amp; Canopy<\/li>\n<li>Portable Restrooms<\/li>\n<li>Generator Rental<\/li>\n<\/ul>\n<p>Coverage Highlights:<\/p>\n<p>General Liability, Commercial Automobile (including rental trailers), Rental Trucks in various states, Equipment Floater, Umbrella, and Workers\u2019 Compensation<\/p>\n<p><strong>Robert Bell Insurance Brokers, Inc. is a Preferred Broker for <a href=\"https:\/\/new.robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4260\" src=\"https:\/\/new.robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-300x39.jpg\" alt=\"\" width=\"208\" height=\"27\" srcset=\"https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-300x39.jpg 300w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-768x100.jpg 768w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-1030x134.jpg 1030w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-1500x196.jpg 1500w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-705x92.jpg 705w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb-450x59.jpg 450w, https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/ARA_Insurance_Logo_Horiz_rgb.jpg 1908w\" sizes=\"auto, (max-width: 208px) 100vw, 208px\" \/><\/a><\/strong><\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"3\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"construction\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Tabs-Images-03-Construction.jpg' alt='' title='Robert-Bell-Insurance-Business-Tabs-Images-03-Construction'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Construction Insurance<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Robert Bell Ins. Brokers has access to all of the necessary markets from admitted to non-admitted to provide the most comprehensive and competitive program that contractors need to meet the needs of their demanding industry.<\/p>\n<p>We can help with our knowledge of financials and the marketplace to provide the avenues for securing the surety bonds a contractor needs to compete in their industry.<\/p>\n<p>We have learned each specific insurance industry form that affects the coverage for a contractor that helps eliminate any potential gaps.<\/p>\n<p><strong>We Provide<\/strong><\/p>\n<ul>\n<li>Surety Bonds \u2013 Performance, Payment, Supply and License Bonds<\/li>\n<li>Workers Compensation<\/li>\n<li>Builders Risk<\/li>\n<li>General Liability<\/li>\n<li>Equipment &amp; Tool Coverage<\/li>\n<li>Umbrellas<\/li>\n<li>Commercial Automobile<\/li>\n<\/ul>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"4\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"workers-comp\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Tabs-Images-12-WorkersComp.jpg' alt='' title='Robert-Bell-Insurance-Business-Tabs-Images-12-WorkersComp'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Workers\u2019 Compensation Coverage Options<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Workers\u2019 Compensation coverage pays for the medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.<\/p>\n<p>A commonly overlooked exposure for companies who employ mostly office workers is the potential injury to employees while driving their own vehicles on company business. This could be as simple as an employee driving to a sales call, the bank or office supply store. If you have employees, it is critical that you consider this important coverage.<\/p>\n<p>Robert Bell Insurance Brokers can help your business find complete solutions to your unique workers&#8217; compensation insurance needs. Solutions that create safer and more productive workplaces will boost the confidence and security of your workers which will produce a savings you can see on the bottom line.<\/p>\n<\/div><\/section><br \/>\n<div class=\"togglecontainer  toggle_close_all \">\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-1\" class=\"toggler activeTitle\"  itemprop=\"headline\" ><strong>Some of our coverage solutions include<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-1-container\" class=\"toggle_wrap active_tc\" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><ul>\n<li>Innovative payment systems<\/li>\n<li>Medical disability case managers<\/li>\n<li>Utilization management nurses<\/li>\n<li>Certified life care planning nurses<\/li>\n<li>Vocational rehabilitation consultants<\/li>\n<li>Physician consulting services<\/li>\n<li>Legal staff<\/li>\n<li>Contracts with medical network providers<\/li>\n<li>Managed prescription drug program<\/li>\n<\/ul>\n<p>To find out more about this product and other products and services, contact us today.<\/p>\n            <\/div>        <\/div>    <\/div><\/section>\n<\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"5\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"commercial-auto\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/01\/imagesGYH95GDK-300x141.jpg' alt='' title='imagesGYH95GDK'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Commercial Auto Insurance Options<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Business auto insurance provides for bodily injury liability and property damage, as well as for injuries\/damages the policyholder causes to someone else when operating a company automobile. Medical payments or Personal Injury Protection (PIP) for treatment of injuries to the driver and passengers of the policyholder&#8217;s car are also covered.<\/p>\n<p><strong>Hired\/Non-owned Auto Liability<\/strong><\/p>\n<p>This particular coverage provides a business with insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired) or a non-owned vehicle (employee using their own vehicle on company business). This can often be inexpensively added to the business auto policy or in some cases a general liability policy.<\/p>\n<p>To find out more about the insurance products and services Robert Bell Insurance Brokers has to offer, contact us today.<\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"6\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"commercial-umbrella\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Tabs-Images-01-Umbrella.jpg' alt='' title='Robert-Bell-Insurance-Business-Tabs-Images-01-Umbrella'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Commercial Umbrella Insurance Options<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>The rising costs of lawsuits and judgments are important for today&#8217;s business owner to consider. Catastrophic liability losses can happen to any business at any time. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.<\/p>\n<p>A Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, Robert Bell Insurance Brokers recommends that your business insurance program have this coverage.<\/p>\n<p>To find out more about this product and other products and services, contact us today.<\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"7\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"cyber-liability\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Tabs-Images-04-Cyber.jpg' alt='' title='Robert-Bell-Insurance-Business-Tabs-Images-04-Cyber'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Cyber Liability Insurance<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Over the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have if they don&#8217;t already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great security technology exposure they face. Recent state laws require companies that have experienced a security breach to notify all customers that could be affected by the breach that their information has been compromised, even if the information hasn&#8217;t been used. In most cases, the notification also requires an option of one year credit monitoring services and a new card or account number for customer. Costs can be as much as $250 per individual breach.<\/p>\n<p>Most business insurance policies do not cover computer fraud by a third party or the liability arising out of a cyber-attack. The good news is solutions are available. Make sure your crime policy has electronic crime and fraud coverage with appropriate limits. Cyber liability insurance can be added to your insurance program to cover the costs associated with customer notification and recovery of hacked data. If you store data, including private information on computers; use e-mail; generate revenue online; or use your computer to control production, manufacturing, or inventory, your company is at risk!<\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"8\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"directors-and-officers\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Tabs-Images-05-DO.jpg' alt='' title='Robert-Bell-Insurance-Business-Tabs-Images-05-D&amp;O'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top   \" style='padding:0px 0px 40px 0px ; border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Directors and Officers (D <span class='special_amp'>&amp;<\/span> O) Insurance<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Many officers say the corporate structure will protect them, or D &amp; O insurance is for publicly held corporations. D &amp; O Insurance premiums have remained competitive for all buyers. The number of insurers interested in D&amp;O insurance has grown. You can secure meaningful limits at affordable pricing through Robert Bell Insurance Brokers. Many CEO\u2019s and COO\u2019s think that their General Liability insurance will cover D &amp; O exposure. Robert Bell Insurance Brokers can provide your company with a quote for D &amp; O insurance, call us today.<\/p>\n<p>We also know that humans are prone to making comments that can be viewed as inappropriate by a coworker whether intentional or just a poor choice of words. Occasionally, a poorly phrased comment or two can lead to harassment allegations. Whatever the reason, Employment Liability claims are on the rise.<\/p>\n<\/div><\/section><br \/>\n<div class=\"togglecontainer  toggle_close_all \">\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-2\" class=\"toggler activeTitle\"  itemprop=\"headline\" ><strong>Claim Examples<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-2-container\" class=\"toggle_wrap active_tc\" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><p>The director of a medical supply company was sued, along with his company, for allegedly misappropriating trade secrets. $200,000 was spent on defense costs and the case was settled for $400,000.<\/p>\n<p>The estate of a recently passed director sued the other directors for recent company poor performance. Claim settled for $750,000.<\/p>\n<p>A company recruited a top sales person from a competitor who had an employment contract. The competitor sued for damages after losing its top producer. Defense costs were $250,000 and case was settled for $560,000.<\/p>\n<p>Corporate Documents &amp; Statutes won\u2019t always protect your directors and officers from litigation costs and potential damages. Many claims cannot, by law, be indemnifiable through the corporation. We at Robert Bell Insurance Brokers understand that a key to our success has been the ability to recognize the special risks that our customers face. Call us today, we can provide a quote for you.<\/p>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-3\" class=\"toggler \"  itemprop=\"headline\" ><strong>Some Claims That Can Occur<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-3-container\" class=\"toggle_wrap \" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><ul>\n<li>Shareholders &#8211; claiming misrepresentation, breach of duty with respect to distribution of profit, or sale of the corporation. This could include ex-spouses.<\/li>\n<li>Breach of loyalty &#8211; with respect to agreements between other directors or companies. Claims also come from family members of shareholders through divorce or death.<\/li>\n<li>Claims by competitors or customers for misrepresentation, over-stating product performance or by financial institution for misstating financial information.<\/li>\n<li>Claims by the government have increased especially by the SEC for not properly following rules and statues.<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"9\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"employment-practices\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Tabs-Images-06-Employment.jpg' alt='' title='Robert-Bell-Insurance-Business-Tabs-Images-06-Employment'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Employment Practices Liability Insurance<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Today more than ever, employees know their rights under the law. Over the years, the United States has created many federal laws and statutes to protect the rights of individuals including: Title VII of the Civil Rights Act of 1964, Title I and Title V of the Americans with Disability Act of 1990, The Age Discrimination in Employment Act of 1967, plus many other state laws. These laws require employers to act in accordance with very specific requirements which give employees the right to file lawsuits if employees feel their rights have been violated.<\/p>\n<p>There are many reasons why an employee might make a claim against his or her employer. Typical allegations include wrongful termination, discrimination, harassment and even failure to promote. In an economic downturn, employers tend to have layoffs, and wrongful termination allegations can follow.<\/p>\n<p>We also know that humans are prone to making comments that can be viewed as inappropriate by a coworker whether intentional or just a poor choice of words. Occasionally, a poorly phrased comment or two can lead to harassment allegations. Regardless of the reason, Employment Liability claims are on the rise.<\/p>\n<p>An Employment Practices Liability Policy from Robert Bell Insurance Brokers can provide insurance against claims and lawsuits brought against an employer, its officers, directors, employees and managers. These policies generally cover allegations in the following areas:<\/p>\n<ul>\n<li>Discrimination &#8211; including age, sex and gender<\/li>\n<li>Sexual harassment<\/li>\n<li>Invasion of privacy<\/li>\n<li>Emotional distress or mental anguish<\/li>\n<li>Wrongful termination or discipline<\/li>\n<li>Negligent compensation, promotion or hiring decisions<\/li>\n<li>Employee benefits mismanagement<\/li>\n<li>Breach of contract for employment<\/li>\n<\/ul>\n<p>Robert Bell Insurance Brokers understands that every business and industry is unique, regardless of the size and complexity of your company, we can help. Contact us today.<\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"10\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"towing\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/01\/towing-pic.png' alt='' title='towing pic'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Towing Insurance<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><\/div><\/section><br \/>\n<div class=\"togglecontainer  toggle_close_all \">\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-4\" class=\"toggler activeTitle\"  itemprop=\"headline\" ><strong>Available Coverages<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-4-container\" class=\"toggle_wrap active_tc\" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><ul>\n<li>Property, Inland Marine, Crime and the SeptiCover Property Enhancement Form<\/li>\n<li>General Liability including Pollution<\/li>\n<li>Errors and Omissions Coverage<\/li>\n<li>Automobile including Pollution and Replacement Cost Coverage<\/li>\n<li>Workers\u2019 Compensation<\/li>\n<li>Identity Theft<\/li>\n<li>Employment Practices Liability<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-5\" class=\"toggler \"  itemprop=\"headline\" ><strong>Claims<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-5-container\" class=\"toggle_wrap \" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><ul>\n<li>Full in-house staff experienced in handling complex Automobile, General Liability, Property, Workers\u2019 Compensation, and Environmental Claims.<\/li>\n<li>On-call, 24 hours a day, 7 days a week.<\/li>\n<li>Toll-free 24 hour emergency claim and spill reporting number: 1-800-528-8524<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-6\" class=\"toggler \"  itemprop=\"headline\" ><strong>Risk Control<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-6-container\" class=\"toggle_wrap \" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><ul>\n<li>Experienced full service risk control staff<\/li>\n<li>Loss trending, frequency and severity analysis<\/li>\n<li>Accident investigation training<\/li>\n<li>Defensive driver training<\/li>\n<li>Risk Control seminars and training designed specifically for the unique septic industry exposures<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><div data-av-tab-section-content=\"11\" class=\"av-layout-tab av-animation-delay-container    \" style='vertical-align:top; ' data-av-tab-color='#333333'  data-tab-section-id=\"bonds\"><div class='av-layout-tab-inner'><div class='container'><p><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding first  \" style='border-radius:0px; '><div class='avia-image-container  av-styling-no-styling    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/robertbellinsurance.com\/wp-content\/uploads\/2017\/08\/Robert-Bell-Insurance-Business-Tabs-Images-11-Bonds.jpg' alt='' title='Robert-Bell-Insurance-Business-Tabs-Images-11-Bonds'   itemprop=\"thumbnailUrl\"  \/><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><div class='flex_column_table av-equal-height-column-flextable -flextable' ><div class='av-flex-placeholder'><\/div><div class=\"flex_column av_one_half  flex_column_table_cell av-equal-height-column av-align-top av-zero-column-padding   \" style='border-radius:0px; '><p><div style='padding-bottom:0px;font-size:30px;' class='av-special-heading av-special-heading-h1  blockquote modern-quote   av-inherit-size '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Contractor Bonds<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<div style=' margin-top:30px; margin-bottom:30px;'  class='hr hr-custom hr-left hr-icon-no  '><span class='hr-inner   inner-border-av-border-fat' style=' width:50px; border-color:#000000;' ><span class='hr-inner-style'><\/span><\/span><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>A bond is a written promise that an insurance company will protect your assets and back up the promises made by someone else. Robert Bell Insurance Brokers can provide outstanding products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.<\/p>\n<\/div><\/section><br \/>\n<div class=\"togglecontainer  toggle_close_all \">\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-7\" class=\"toggler activeTitle\"  itemprop=\"headline\" ><strong>Commercial Bonds<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-7-container\" class=\"toggle_wrap active_tc\" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><ul>\n<li>License and Permit Bonds: Contractor License, Highway and Street Permits, Agent\/Adjuster\/Broker Licenses, Fuel Dealer, Professional Licenses, Automobile Dealer, and Alcoholic Beverage Compliance Bonds<\/li>\n<li>Probate Bonds: Administrator, Executor, Guardian, and Trustee Bonds<\/li>\n<li>Receiver or Trustee Bond in Bankruptcy<\/li>\n<li>Public Official: Notary Public, Sheriff, Deputy Sheriff, Constable, Jailer, County\/City\/School Treasurer Bonds, Court Clerk, Loan Closing Attorney, and FHA Schedule Bonds<\/li>\n<li>Court Bonds: Plaintiff Replevin, Plaintiff Attachment, and Cost Bonds<\/li>\n<li>Miscellaneous Bonds<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-8\" class=\"toggler \"  itemprop=\"headline\" ><strong>Construction Bonds<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-8-container\" class=\"toggle_wrap \" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><p>Bid, Performance &amp; Payment Bonds and Supply bonds for contractors with program capacity needs from \u201cFirst Bond\u201d to $25 million<\/p>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-9\" class=\"toggler \"  itemprop=\"headline\" ><strong>Fidelity Bonds<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-9-container\" class=\"toggle_wrap \" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><p>ERISA (Pension Plans), Business Services Bonds (Janitorial)<\/p>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{All} \" >        <p data-fake-id=\"#toggle-id-10\" class=\"toggler \"  itemprop=\"headline\" ><strong>Financial Institution Bonds and D&amp;O Coverage<\/strong><span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-10-container\" class=\"toggle_wrap \" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><p>Commercial Banks and Savings Institutions, etc.<\/p>\n            <\/div>        <\/div>    <\/div><\/section>\n<\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-3232","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/robertbellinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/3232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/robertbellinsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/robertbellinsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/robertbellinsurance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/robertbellinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3232"}],"version-history":[{"count":57,"href":"https:\/\/robertbellinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/3232\/revisions"}],"predecessor-version":[{"id":4653,"href":"https:\/\/robertbellinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/3232\/revisions\/4653"}],"wp:attachment":[{"href":"https:\/\/robertbellinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}